Debt is the weight. Savings are the lift. Monter turns getting your money in order into a thirty-second daily habit — and shows you the date it could carry you without a paycheque.
iPhone · Free to start · No bank login required
Not because the spreadsheets are wrong — because nothing brings them back tomorrow. Monter is built around the return, not the report.
A financial health score computed honestly from what you enter. No bank login, no percentile theatre.
The day your savings could cover your spending, worked out with arithmetic you can check — and it moves closer as you act.
Check in, log something, learn something. Streaks, freezes and weekly goals built for real life, not perfect weeks.
Idle cash, interest bleed, forgotten subscriptions — each sized in real money per month, with the fix one tap away.
Bring in your bank's CSV or photograph a paper receipt. Both are read entirely on your device.
Wallets in any currency, converted with live daily rates. Every transaction keeps the rate of the day it was entered.
Your financial data lives on your device. We do not have a server that holds it. Export it or wipe it whenever you want — it is yours, and it never needed to be ours.
Monter is an educational tool, not a financial adviser. You enter your figures, it does honest arithmetic, and every projection says on its face that it is an illustration rather than a promise. Partner offers are labelled as ads, never as advice.
The free version is genuinely useful: full money management, one revealed leak per day, ads at natural pauses. Pro removes the ads, opens every leak at once, and unlocks the full Time Machine and scenario planning. $7.99/month or $39.99/year after a 7-day free trial.
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