Updated August 1, 2026
An educational tool for understanding your own money: a score, projections, lessons, and habits. You enter your own figures; the app does arithmetic on them and shows you the result.
Financial, investment, tax, or legal advice. We are not a bank, a broker, an adviser, or an insurer. Every projection in the app is an illustration at a stated assumed rate — markets are not guaranteed, and past patterns are not promises. Decisions about your money are yours.
The Quick Wins section links to real third-party products. They are plain links: we do not currently earn anything from them, and if that changes the app will say so where the links live. We do not endorse, operate, or take responsibility for third-party products — read their terms before signing up.
Monter Pro is an auto-renewing subscription ($7.99/month or $39.99/year after a 7-day free trial). Billing is handled by Apple; the price is shown before you confirm. It renews unless cancelled at least 24 hours before the period ends, and you cancel any time in your Apple ID settings or from Profile → Manage subscription. Refunds are Apple's to grant, per their standard policy.
Points are a game mechanic. They have no cash value, cannot be converted to money, and can be adjusted if a bug ever mints them incorrectly. Points packs bought with real money are consumable purchases — spent points are spent.
The app computes from what you enter. If the figures you enter are wrong, the score and projections will be wrong in exactly the same way.
Monter is provided as is. We work to keep it correct and available, but we do not warrant that it is error-free, and to the extent the law allows, we are not liable for decisions made on the basis of it.
We may update these terms as the product grows — the date above changes when we do. Continuing to use the app after a change means accepting it.
These terms are governed by the law of the Republic of Lithuania.
MB Utilab
Perkunkiemio g. 19, LT-12120
Vilnius, Lithuania
hello@utilab.org